For 1.0.0 and 3.0.0 such software entry points are confirmed (booting RCM without shortening controller pin 10). For 4.1.0 one is being worked on.
That said, it might be quicker to always use a jig (hardware thingy you put into the controller rail before you boot). We don't know yet.
There might be negatives for shorting controller pin 10 permanently (the thing the jig does temporarily), those have to be explored as well, some might depend on N as well (could ban console from online for having it permanently shorted).
Currently you also need to use a powered USB device connected to the USB port to execute the exploit (that works on "every" firmware) after every boot, this hopefully will go away in the near future as well.
All of what you just read are potential usability problems, that might have people resort to getting some form of "modchip" in the future - or not. Depending on how well they can get solved, and how important it is for people to quickly boot into CFW.
CFW on its own, just sits on your SD card, and either does nothing, or gets booted by the approaches just listed. "If I haz CFW, I don't have to think about anything" does not hold true.
Also waiting for how Nintendo will react to CFW is a good idea as well - because depending on that, some people might wan't to gravitate to one solution and not the other.
1.0.0 also has a high chance of being the only FW version where "turn it on, and everything just works" might become reality. Without any form of hardmod.
3.0.0 still is the only FW version that can run homebrew (with little issues) right now (don't ask how 1.0.0 and 2.1.0 can as well - look for it in this forum).
4.1.0 is still the most "current" firmware with a chance of a non hardware assisted method. In the mid term future.
This my dear "what should I do" champion, is complexity.
So do us all a favor and wait for at least two months, until Atmosphere actually gets released, instead of asking "what should I do?" questions now.
Less and less people are willing to give you an excursion in "what the current situation is", because there is about 2-5 in total who might be willing to do so in here - and they have been abused by people like you "what should I do? - is the only reason why I register in forums" too freaking much already.
Simple answers not available yet. Wait for tutorials that talk to you in a language you unterstand ("Five easy steps to - you wouldnt believe...").
"And if I update anyway?" You will always be able to use some form of hardmod (modchip for more ease of use), if you are on the first hardware revision (20 million Switches, up to about now (new revision is being produced)). How this factors into ease of use - we dont know yet.
Maybe we laugh about you, because you updated, and now you have to pay for a modchip install. Maybe thats the most "economical way" for everyone. It all now depends on implementation. Thats currently ongoing.
"But can you tell me what I should do, because I wan't.."
Zipp it. We already did this, a dozen of times in the last five days. You are just not reading.
You are highjacking threads, because you want people who want this forum to be about different conversations as well, to do your bidding.