Somewhat... I am pretty much forced to reuse the same passwords or it'd be insanity with the amount of pc's I test. So there have been a few retries for using an old one, but never locked out (unless I can blame my colleagues... They're not as consistent with passwords or proper typing, sooo...).
What I hate is that when first starting windows 10 it wants to create a local account /password... And three stupidly easy questions. I get that they want to avoid people forgetting their passwords, but this decors the body purpose.
MS: what's your password?
You : dang it! I had to change it two days ago into something that contained a capital letter, a number, a symbol and two Egyptian hieroglyph. How could I hash forgotten that?
MS: that's okay... If you can tell me where you were born, I'm give you access as well?
Person : well, that was... Wait : are you telling me I'm struggling with all these passwords while you let anyone with access to my Facebook account into the system?
MS: hey...I'm just a program, okay? Dumb people want security as well, so we aim to please.
Person :but...why?
MS: just lie on your Facebook pizza age, okay. It's not like you're the sole person who refrains from lying on the platform.