I know this is extremely simplistic but since the code is supposedly triggered by date wouldnt it be a valid workaround for now just to set out 3DS's back to 2011-2012? I say this because mine has always been set to 2012 so I can add a day here and there to reset my step counter and I haven't had any issues. I am using unmodified gateway software and legit card but with reports of it actually effecting legit users too this may be a solution?