You're welcome. That is a great micro sd card, and you wont have problems with it. You can always keep the default settings that Panasonic SD Formatter v3.1 uses. You should also know, asking questions here was a great idea because flash card manufacturer websites usually don't have the best, nor the clearest, instructions. F.Y.I., FAT is used for 512MB-2GB cards, whereas 4-32GB is formatted in FAT32 (I'm speaking about SD cards only).I bought this TF card: ADATA 8GB microSDHC Class@6
Thanks to you all for the help!