Not retarded, actually smart. If you think Nintendo can ban you or something, they can't. All they get is your IP address. and there are court cases showing nobody can prosecute you on the basis of that alone (shared wifi, changing IPs meaning you are using one somebody did something illegal with the previous day ...). If you think it's because we won't have a database of games once Nintendo's servers shut down, that's a legitimate worry. But I believe there are people working on cataloguing every game for the future.