I have installed the TP hack and the HBC. I have updated my firmware from 3.1U to 3.2U using Any Region Changer. Now I am looking to load the back up Loader. Which one is the best, and will I need anything else to install it (such as custom ios)? I keep hearing a lot about the Gamma Loader...does it work well with backed up copies of games? Also, I am looking to install Starfall. Just thought I would throw that in. Once everything is loaded, I don't need to keep the SD card in the wii to run applications do I?