You might as well just be fully updated. One thing you need to know tho, that I did not when I did my update, is that pretty much no older NROs work past v21. You need to individually replace them all with the newer version. You will see an error message on them when viewing the app in HBMenu and they will crash when opening. You can find updated versions for pretty much everything on the HB App Store as well as the forum post that saved me SO much time and effort below:
UPDATING TO NEW FIRMWARE 21.0.0 IS
NOT RECOMMENDED.
THERE ARE COMPATIBILITY ISSUES WITH A LOT OF HOMEBREW APPS.
UPDATED APPS for new firmware 21.0.0 (download the MODDED files if there is no official release for FW 21.0.0). USE the modded files with CAUTION. Not all modded apps have been tested.
YOU CAN USE
THIS TOOL TO AUTOMATICALLY PATCH your NRO and OVL files to support FW 21.0.0
MAIN TOOLS:
Hekate:
Here.
Atmosphère:
Here.
sys-patch module:
Here.
OTHER TOOLS:
Ultrahand Overlay:
Here.
nx-ovlloader for...
Be aware some have not been updated, but you can manually update them with the patcher from the list. I had to manually patch my VNDS-Love NRO, and it's working fine now. Other NROs still don't work after patching tho.