It's just like the Gateway vs Other CFW Wars on 3DS. If the OP says he wants SX OS since it's easier and they're willing to pay, let them (either way only Xecuter has XCI loading which is known to be definitely safer than NSP in Stealth Mode). Making suggestions is fine, not when it turns into an unnecessary 2 page argument that doesn't answer the question directly smh.
https://gbatemp.net/threads/gbatemps-official-discord-server.460532/
In Stealth Mode, XCI and NSP are both equally safe