Question Can you homebrew your Nintendo Switch Lite without getting banned/instead of using modchips?

So, just about a month ago, I just got a new switch lite for Christmas, and I'm interested in jailbroken it. But however, I'm a little bit worried as well. You see, the switch is very different. Unlike the Wii/WiiU, getting your Switch/Switch Lite jailbroken, is a bit tad to do. (Even for a beginner) Because Nintendo is very strict when it comes to doing those things like this, especially for users who go online. Because if they found out your Switch is hacked, then they'll ban you from using it online. (i.e. You can still play your games, but you won't get any online abilities, due to it being linked to a Nintendo Account) And to be honest, I don't want that to happen on my Switch. (Unless if I find a way to avoid, which I'll doubt that happens) And also, whenever I tried to find a method on how to jailbreak a switch, It always has something to do with modchips. (You know, when you had to teardown your console, as well as sodering it to make it work.) And to be honest, I'm terrible when it comes to doing those types of things. Because I'll damage my Switch even further if I do. So all I'm saying is there anyway to jailbreak a Switch (i.e. OG Switch/Switch V2/Switch Lite), without getting a banned from Nintendo, as well without the uses of modchips? Please let me know in a few weeks. Thanks!