I have a 4.1.0 switch, so I can play any game right now and will have access to future physical copies for a bit after an update comes out. Blocking updates from there, and I have no plans to buy a second switch. My game library is large enough to hold out on 4.1.0, and I don't care about most games currently announced, and even then I can wait a bit for anything I do care about rather than buy a new switch.
I´m in the exact same spot. Plus, there aren´t even new games (besides idies) anounced for the next 6 months or so.