If your over 18

[CJL18]

can you stay on your parents insurance if your not in school? if not what age do they cut you off if not in school?

 

[ozzyzak]

As I recall, no. When I turned 18 I went without insurance for about 3 years until I got my current job and was able to get my own.

 

[elfgirl_45]

I'm pretty sure you can't past 18, unless you qualify as a full-time student. You can just check with your parents or call their insurance yourself.

 

[mikeosoft]

if i drop 1 of my 4 classes, i' m not considered a student and i 'm technically not insured anymore. it's very annoying..

 

[nostic]

When I was in school I was covered by my parents insurance until I was 23, I believe that is a pretty standard age at which your parents can claim you as a dependant and you are covered by their insurance. Just call whoever their provider is and they will let you know.

For the most part, as long as you are a full time student you should be covered.


-nos

 

[nostic]

if i drop 1 of my 4 classes, i' m not considered a student and i 'm technically not insured anymore. it's very annoying..

You mean your not considered a FULL TIME student. Your still a student at the university, you could fight that with your insurance company.

 

[HelloKitty]

They still won't cover you unless you are a fulltime student.. however they won't know that you drop unless you let them know.

 

[m|kk|]

Ditto to what everyone else said...

As a pharmacist, I can tell you that it may take a semester before the insurance company asks for verification again... So, you could get another few months out of it, but as soon as they want to verify it, p00f

 

[Deleted User]

man, I love being french. studying in the united states seems so unconvenient. (I'm not trolling- just saying that when studying you'd like having easy living conditions without money)

 

[living-ghost]

I've got it the other way.

my school provides dental and medical insurance and students pay for it through part of their student fees

It is a royal pain to opt out of it if you already have insurance to get that money back.

 

[nintendofreak]

ok, what kind of insurance are you people talking about?

Car?
Medical?
Dental?
Life?

 

[m|kk|]

Personally, I assumed it was medical/rx/dental...

But I could be wrong...

 

[jumpman17]

As far as I know, you have to be considered a full time student (which means 12 credit hours a semester) to still count on your parents insurance.

 

[spokenrope]

They still won't cover you unless you are a fulltime student.. however they won't know that you drop unless you let them know.

Exactly right. I had to take 12 credits at college to still be on my parents' insurance. So I'd register for that many, and then drop them a month later so that I only needed to take the credits I needed, and still got covered.

 

[iori-kyo-k]

man, I love being french. studying in the united states seems so unconvenient. (I'm not trolling- just saying that when studying you'd like having easy living conditions without money)

Ouh yeah, an other great guy with a super avatar from a marvelous game.

Welcome home ^^

 

[iamwhoiam]

insurance?