Although RAID seems to be a good idea for preventing data loss, it's a single point failure.
raid 1,5,6,10 have their own weaknesses and must not be your only back-up option.
1. usually, raid arrays are built with a bunch of drive of the same model, bought and put into function at the same time, meaning that there is a possibility that if one drive dies, the other ones will follow in a relatively short span of time.
2.death of the raid controller. This is not always a problem if you use a pci or pcie raid controller as it is usually possible to buy another one identical to the first one.
However, with raid controller integrated on a mobo, if the controller or the mobo dies, you have to find, ideally, another identical mobo or a mobo with the same chipset (or controller)and cross your finger (sometimes, a more recent model of the controller may be compatible with arrays built with an older model). It may not seem like a big deal when your computer is brand new, but when it is 5 years old, the hopes of finding a compatible mobo are pretty slim.
Edit: point 2 doesn't hold for RAID 1 as most drives used in that configuration can be read like normal hdd