After you formated the micro sd, you copied back the CFW files?I already reformatted the SD card to 32FAT, it stopped giving that message when it's in the switch and everything, but it still won't let me access the homebrew menu. I can still only access hakate via payload and nothing else.
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You can choose during the installation process.I think I'll try gold tree untill I get the stuff for sxos. I think that will be the best way in the end.
With goldtree do the games always install to the switch, or can they be installed to the sd as well?