I can concur that Xbox Live is a fucking ripoff. Hell I just found out at a friends house that to play multiplayer or use Youtube, Netflix, Amazon Video or even the goddamn internet browser (all apps free on the PS3/Wii U), you need a Gold subscription. All this time, I thought that these basic functions were free and that you paid for other extras
The only reason Microsoft continues to charge for this stuff is because people still pay for Xbox Live. And sadly, that doesn't look like it'll change any time soon.