5850 faster than 650 Ti? LOL.
The 5850 gets destroyed in all but a few benchmarks.
And I guarantee you'll be able to do much better than "low settings at 20-30 frames per second" with a 650 Ti in
all modern games.
I love the high end as much as anyone else, but unlike what some enthusiasts will tell you, if you're not picky, very decent PC gaming can be achieved with some very affordable hardware.
Intel HD 4000 is *designed* for casual gaming. It'll run ie. Skyrim at 1366x768, any Source engine game, any indie game, and the majority of console ports at low-medium settings and low resolution just fine. There are some demanding games that it can't handle. But most casual gamers really aren't playing Metro Last Light, Crysis 3, or Battlefield 3. The 650 Ti is a capable card that will run all of these games at decent settings.