Have you done any modifications to something called TWL_FIRM? If not, skip part 1 and go to part 2. If you don't know for sure, start at part 1.
Part 1: To use the Gateway Blue card we need an unpatched TWL_FIRM, otherwise it interferes with the patches Luma3DS uses.
As per
Luma3DS wiki:
here
- From the package, copy O3DS AGB.cia and O3DS TWL.cia (if you have an Old 3DS), or N3DS AGB.cia and N3DS TWL.cia (if you have a New 3DS) to the SD card
- Open your favorite cia installer (the guide has been tested successfully with FBI 2.1).
- Install the .cia files you copied in step 2
- Luma3DS should now be functioning normally
Part 2: Preparing the Gateway Blue card for use
http://www.gateway-3ds.com/downloads/
- Insert your micro SD card for the blue card into your computer. Make sure the card is formatted to FAT32.
- Unzip it and inside you'll find a folder called "Blue Card (R4i). Copy the "_rpg" folder and the _DSMENU.dat over to the SD card for your Blue Card. You don't need the others.
- Copy any .nds file you'd like to the root of the SD card. (Or create a folder called "games", whatever you like.
- Put the SD card in your Gateway Blue card and insert it into your 3DS.
Sometimes the 3DS may not recognise the Blue card immediately. I have found you need to push the card a bit further into the slot and then it will work. Confirmed working as I'm using my Gateway Blue card to play Dragon Quest at the moment on my A9LH Luma3DS N3DS