I'm doin' a little research on cell phone plans, since I intend to get one for myself ASAP. While poking around the AT&T site, I found this deal. If I'm understanding correctly, I'd pay nothing for the phone. And then every month I'd pay about $80 for the unlimited messaging and 450 rollover minutes together. Now I see some other phones have a 2-year service agreement price. Does this refurb bundle have an agreement, or what? In short, I'm a cell phone plan/contract noob. If I'm willing to pay the $80 for the service I want from this phone, is it a good deal? If not, what can you tell me to help in any way?