I hear you. I gotta admit, it scared the crap outta me the first time I tried it, but it is a lot less scary than it sounds. If you're cool with waiting, that's your prerogative.I don't trust myself to do the RCM method, as I don't exactly have the financial means to getting a new Switch should something go wrong. I'm saying that there should be a softmod method on 4.x.x, RCM sounds too risky and well, the scene's still new and emulators aren't even fully optimized. Since I'm picky about emulators, I'll have to wait. I'm on 4.1.0 right now, I'm just saying softmod methods would be safer, I don't see it happening.
That being said, if you have a light of any kind you can point into the right rail, have a look. It's simply a matter of making the console think the tenth pin is charged, and unless you're rough, it won't be damaged at all. The old PS2 hardmods it ain't. Even if you're still not up for it, the scene is advancing so fast that a softmod probably will be available at some point, so good luck!