Just a heads up, today Microsoft sent a batch of e-mails to people caught playing Forza 3 early saying their gamer tags have been permanently banned. Attempting to log into live shows it's only a temporary suspension though, with each date being different for someone else. It is safe to assume that only Forza 3 is the cause of it, probably having to do with Microsoft's part in the game's actual development. Case in point I've played plenty of games early, even Halo 3 more than a month before it's release, and have yet to be banned. All signs are pointing at Forza 3.