From looking it seems that the feature to rip to hard drive instead of usb was added in cfg loader v70 mod 41.
Your probably using an older version and that is why your only getting the option to copy to sd card.
Update to the latest version and then try again
Latest versions is v70 mod 47
http://cfg-loader-mo...cfg70MODr47.dol
Okay, I did that. Progress!
Now I see that at least I can rip directly to USB now, which is a plus

I haven't checked if I could use cheats with the GC games yet, however. If that fails, is there a way to load cheats for these games? really have been itching to play through and complete Thousand Year Door, among other things...
Though, one thing that is a bit concerning; I'm now up to ripping my multi-disk games (the Resident Evils, mainly), and while it rips Disc 1 no problem, it does appear to skip right over Disc 2. It'll show up and recognize it is "Disc 2" of a game as opposed to Disc 1, but doesn't actually seem to spend the time to rip it like it does for Disc 1. Should I worry about this?