Gaming Got a PayPal donation, how to accept it?

[Aijelsop]

You received $5.00 USD from _____@_____.com on Dec 4, 2011. If you do not claim your money by Jan 3, 2012, this transaction will be canceled and the money will be returned to _____@_____.com's account.


Log in to your PayPal account to view the details of this transaction.

You need to manually claim this money because:

You are not a verified PayPal customer.

How do I accept this donation MANUALLY? I clicked accept and it's telling me I need to verify with a bank account, which I don't have, (being under 18).

 

[DigitalDeviant]

I'm not too sure, do you have a paypal account?, try creating one.

 

[Originality]

Have you tried using your parents' bank account?
EDIT: Also, I verified my PayPal account by just using it on eBay. I bought a couple items, got sent them, left feedback, received feedback, and next time I used PayPal it said I was verified. Then again, this doesn't help you because you don't have an account to use to pay for stuff. You also cannot use most APS (prepaid credit cards) because you're under 18. I heard there are some prepaid cards that allow under-18s, but I don't know specifically which ones and if they even exist in America.
EDIT2: Hells is right... I've also had a bank account since I was 8 (set up by my parents). It's been so long I forgot. I feel old...

 

[Hells Malice]

You received $5.00 USD from _____@_____.com on Dec 4, 2011. If you do not claim your money by Jan 3, 2012, this transaction will be canceled and the money will be returned to _____@_____.com's account.


Log in to your PayPal account to view the details of this transaction.

You need to manually claim this money because:

You are not a verified PayPal customer.

How do I accept this donation MANUALLY? I clicked accept and it's telling me I need to verify with a bank account, which I don't have, (being under 18).

Um what, i've had a bank account since I was 12.

 

[Tom Bombadildo]

You received $5.00 USD from _____@_____.com on Dec 4, 2011. If you do not claim your money by Jan 3, 2012, this transaction will be canceled and the money will be returned to _____@_____.com's account.


Log in to your PayPal account to view the details of this transaction.

You need to manually claim this money because:

You are not a verified PayPal customer.

How do I accept this donation MANUALLY? I clicked accept and it's telling me I need to verify with a bank account, which I don't have, (being under 18).

My parents set up a bank account for me when I was born. Just ask your parents to set one up for you.

 

[kthnxshwn]

you can't unless your account is verified. Just give a refund or get an eBanking account fm some bank. It's free and has no age restrictions, as far as I know.

 

[JustChillin1414]

Uh, you don't need to have a bank account to verify it. You just have to complete a transaction on eBay. The verified part is for your shipping address, so when you buy something it goes to your address, then it's verified. You shouldn't have to verify anything to accept a transaction, just make a paypal account and you're good.

 

[Tom Bombadildo]

@kthnxshwn I'd continue the argument, but seeing as it would derail the thread I'll have the decency to refrain from continuing.

OnTopic: A while back when I set my PayPal up they required you to have a bank account no matter what, if it has changed since then well...then it's changed. So do whatever Justchillin said.

 

[Kioku]

So much useless spam in this thread... -.-'

OT: As far I know, you still have to have a bank account.. or a credit card.

 

[exangel]

PayPal's Policies are different for every single country its' services are open to for obvious legal reasons and compliance with transaction regulations.

The United States doesn't provide any federal insurance backing for PayPal to be an accredited financial institution (unless I missed a memo), so verification is more strict here out of necessity, since its base of operations is here, and they "must avoid facilitating fraud and money laundering".

In the US, in order to actually come into possession of money sent to you, you have to verify with a bank account.
If you become verified that way, you can remain PayPal verified even if you close your bank account, but after closing said account, you would only be able to withdraw the PayPal money in cash form if you get a PayPal debit card (which can be used at ATM's and at any place that accepts MasterCard).

The process is simple and even an ordinary savings account will do. You don't even need to have a balance, but it must be accessible to you to verify it as they do it by verifying a pair of small deposits to your account. (Note that sometimes banks automatically close $0.00 balance accounts after a short period of time though. I found out the hard way.)



...Out of curiosity, is the amount even spendable as a PayPal balance? I think it used to be possible to receive funds in the US, and spend the PayPal balance online without ever verifying, but I could be wrong. I've been verified with PayPal since 2001.
I know that you can spend money that you personally add to a PayPal balance via greendot MoneyPak without verifying, but there's a very restrictive spending limit if you don't verify.

Also, in the US, a credit/debit card is sufficient address verification for purchases, but not for receiving "real funds", contrary to what is true for some other countries. This means that if you send money to unverified individuals it is done at your own risk, not that it is entirely disallowed.

There have been a number of horror stories involving PayPal facilitating and/or committing fraud too, for what it's worth. http://www.paypalsucks.com/
Due to not being an accredited financial institution, they can do just about whatever they feel like doing with your money if they have even the slightest excuse because they don't have to answer to regulations imposed on real banks.
They even froze the account of the creator of Minecraft when he got a huge sudden burst of income, and attempted to transfer the balance to his bank account, some time ago..

 

[exangel]

How about both of you make a conscious effort to ignore each other instead of trying to get a final word in.
No one in this argument is winning.

 

[Cyan]

Please help the user without arguing about what sarcasm is.
Thanks.