1. Fight;
2. Sell useless stuff like Restore Floppies or whatever. Items you receive winning fights in the Coliseum, completing quests or finding on the ground;
3. Use the Meat Futures Exchange.
It'd help if we knew how far into the game you are. If you have access to fishing, you could simply do that. The one that increases your Power sells for 10k bits, I think. If you have access to the Submerged Ruins, and you haven't completed the MarineAngemon quest, you could go around, collecting Starfish by running around the map, then selling the Starfish. Going back and forth between two maps would easily net you 1000+ bits per minute.
If you're in the forest, you could gather the items on the ground and sell them, or you could fight the Digimon in the previous area (since they're easier). Also sell some excess items. Once you have a good amount of money, you can go to the Botamon with a hat to invest in meat. Try to invest when the price is below 60 (or preferably, 50). Then in 3 days you'll get your money back, hopefully with interest.
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