With every major game you'll find people saying it's overrated, guaranteed! See Zelda, Halo, CoD, Skyrim, ... So nothing surprising here.
You're only cool if you're "non-conformist" and "go against popular opinion".
Anyway, some interesting highlights of the main post:
I'm 11 years old and I'm not even scared when I play it (even at 10pm!).
This is my first Resident Evil game AND my first 'horror' game played.
Also, Super Street Fighter IV 3D Edition is rated a T! It doesn't even have blood or death!
Maybe...it's just Capcom that bribes ESRB to over-rate their games...
Blood is one of the definitive "M-makers". Take a look at Halo. The game itself is really not that bad. You just shoot aliens and there's occasionally a minor curse here and there. But the blood got it an M-rating. On the flip side, look at Red Steel 2. You can watched your self impale a baddy with a sword, that's pretty graphic. But they cut out the blood so it's rated T (and I remember Ubisoft specifically getting it a T rating).