I'm thinking of buying an external hard drive so I can start using the USB Loader, but before I do that, I have a few questions. I've read the compatibility Wiki and Western Digital 250 GB My Passport Essential seems to be working, still, I'd like to ear it from someone that owns one and is using it with the loader, also, I'd like to know if it supports NTFS. I've seen a lot of loaders in .dol format, and most of them allow extra files like covers and configurations, my second question is, can I turn this .dol into a channel, and will the loader still load the cover and configuration files off the SD Card? And my last question, I still don't understand the whole point of "installing" games with the loader, I mean, you have to put the ISO's on the external drive and they should automatically show up on the loader, so, what's the point of installing? Where are they being installed? Can't I just run them directly from the drive? Because it seems like a pain in the ass spend 10 minutes installing a game every time I want to change game. Thank you.