I am an Australian citizen. A few years ago I decided to change my name; both my first name and my surname. To do so one of the documents I need to provide is a copy of my credit rating. I applied to get a copy from Experian, they sent me an email a week later saying they have no information about me in their records. I gave up and forgot about it for a few years.
A few months ago I stumbled across a post online where someone was saying that you need to get a credit card, wait a year, then creditors will be able to provide you with a credit rating. This explains my problem, I only have only used a pre-paid credit card before, it did not require me to verify my identity.
Is there any way for me to work around this problem without needing to wait a year? Is a copy of a recent email saying that creditors don't have information about me likely to be enough? Are there any other workarounds which may work? I am not willing to try any legally questionable methods. Applying to change my name costs about $120 so I don't want a mistake in my documents to risk failing the application.
A few months ago I stumbled across a post online where someone was saying that you need to get a credit card, wait a year, then creditors will be able to provide you with a credit rating. This explains my problem, I only have only used a pre-paid credit card before, it did not require me to verify my identity.
Is there any way for me to work around this problem without needing to wait a year? Is a copy of a recent email saying that creditors don't have information about me likely to be enough? Are there any other workarounds which may work? I am not willing to try any legally questionable methods. Applying to change my name costs about $120 so I don't want a mistake in my documents to risk failing the application.
