Hey guys, I just got a bank account about 4 hours ago and wanted to tell you, its pretty neat. I can't wait to see how my money stacks up over the years!
I remember getting my first bank account when I was 18. I was so excited. I used my debit card for the first time, and the cashier asked if I wanted cashback. I had no idea what it meant so I agreed (it sounded good). She asked how much I wanted, and I asked how much I could have. She said "£50". So I asked for £50. It was only when I got home and explained to my sister that I had spent £10 and somehow magically got free £50 back that she told me that £50 came out of my bank account
Also though I do agree on borrowing money being something to very seriously consider any time you do it I do have to say the US and Canada to a slightly lesser extent (it also has some better privacy laws for it) do like their credit checks ( http://www.fcac-acfc.gc.ca/Eng/resources/publications/creditLoans/Pages/Understa-Comprend.aspx ). Not using any credit does not necessarily make for a better score.
You probably want to get PayPal at one point. Hint: Do not store any credit in your PayPal account. If you have money there, immediately transfer it to your bank account. That way they don't have control over your money and can't withhold it for any reason.
I've been using my debit card since I was 13 lol. Much more convenient than cash. Don't go on a spending spree though, it's always better to save your money for something you really want.
guys i just checked to see what's in the fortnite item shop today and saw that metallica skins, atla skins and jjk skins are in the item shop at the same time rn, shit's not real