got a bank account...

Zero72463 · Nov 26, 2016

Nice bro. Do yourself a favor don't take loans unless you really need to. Trust me it will put you down in the long run.

mashers · Nov 26, 2016

I remember getting my first bank account when I was 18. I was so excited. I used my debit card for the first time, and the cashier asked if I wanted cashback. I had no idea what it meant so I agreed (it sounded good). She asked how much I wanted, and I asked how much I could have. She said "£50". So I asked for £50. It was only when I got home and explained to my sister that I had spent £10 and somehow magically got free £50 back that she told me that £50 came out of my bank account :rofl2:

FAST6191 · Nov 27, 2016

18? I had one since I was 5 or so.

Also though I do agree on borrowing money being something to very seriously consider any time you do it I do have to say the US and Canada to a slightly lesser extent (it also has some better privacy laws for it) do like their credit checks ( http://www.fcac-acfc.gc.ca/Eng/resources/publications/creditLoans/Pages/Understa-Comprend.aspx ). Not using any credit does not necessarily make for a better score.

WiiUBricker · Nov 27, 2016

You probably want to get PayPal at one point. Hint: Do not store any credit in your PayPal account. If you have money there, immediately transfer it to your bank account. That way they don't have control over your money and can't withhold it for any reason.

fatsquirrel · Nov 27, 2016

Hahahah he said stacks

Aint gonna see that happen

Tizm · Nov 27, 2016

@wiiubricker, i can't get paypal as i have to be 18 to sign up.

Zero72463 · Nov 27, 2016

@NutymcNuty Then fake your age. My brother did it and he isn't 18.

mgrev · Nov 27, 2016

now? I've had one since i was born

Blue · Nov 27, 2016

IDK abou US but in the UK I had a "my savings account" since I was born and access to a debit card when I turned 11.

vayanui8 · Nov 28, 2016

I've been using my debit card since I was 13 lol. Much more convenient than cash. Don't go on a spending spree though, it's always better to save your money for something you really want.

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got a bank account...

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Zero72463

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