Point to me the difference between content that is on the disc/cartridge but is unavailable without a special DLC code you buy online and content that is not on the disk and which you have to buy and dowload separatelly.no...Capcom and Namco are notorious for making fans pay for content they already bought when they bought the game cartridge...look at their track record...
Both are unavailable to you, both are intended to be purchased. If anything, both companies save your precious time by not making you download a whole lot of stuff. Even companies that make downloadable DLC's are already half-way through developing them the day they release the game, mister - don't be deluded.