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[USA] School Loans vs. Other Loans, Navient
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<blockquote data-quote="Kayot" data-source="post: 5690401" data-attributes="member: 243591"><p>I remember one of the threats that was made to me when I was trying to submit a forbearance. The female dog on the other side of the line said, "If you don't keep paying we'll garnish you for 15% of your wages, and then we'll see who is in charge!" the reason I found this amusing is because 15% was far less than what I was paying.</p><p></p><p>The irony was lost on her.</p><p></p><p>As far as escape goes, it doesn't. No matter where I go they'll follow me. According to the law, if I make full, on time payments for 25 years the loan gets discharged. Reading about, it looks like Navient has a nasty tendency to make a payment late every 20th year to keep that from happening. The system needs to be amended so the loan can be bankrupt-able. That will cause for profit schools to get shutdown because no bank will make a loan they'll lose. They'll also prioritize grades and the person in question. Before making it a race issue, I'll remind the audience that NAACP (and many other legalized racist groups) has full ride scholarships for the largest minority just for being what they are. This mainly hurts Caucasians, but will also unflood the market of people doing it just for the money.</p></blockquote><p></p>
[QUOTE="Kayot, post: 5690401, member: 243591"] I remember one of the threats that was made to me when I was trying to submit a forbearance. The female dog on the other side of the line said, "If you don't keep paying we'll garnish you for 15% of your wages, and then we'll see who is in charge!" the reason I found this amusing is because 15% was far less than what I was paying. The irony was lost on her. As far as escape goes, it doesn't. No matter where I go they'll follow me. According to the law, if I make full, on time payments for 25 years the loan gets discharged. Reading about, it looks like Navient has a nasty tendency to make a payment late every 20th year to keep that from happening. The system needs to be amended so the loan can be bankrupt-able. That will cause for profit schools to get shutdown because no bank will make a loan they'll lose. They'll also prioritize grades and the person in question. Before making it a race issue, I'll remind the audience that NAACP (and many other legalized racist groups) has full ride scholarships for the largest minority just for being what they are. This mainly hurts Caucasians, but will also unflood the market of people doing it just for the money. [/QUOTE]
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