Hacking Does RCMLoader One care about SD card format/size/speed?

[romanaOne]

I got a bigger card (256GB Sandisk) for a banned Switch I recently bought. Hek/Atmo was preinstalled (no emuMMC) on an included exfat 128GB Onn brand card and worked fine. So I just copied everything to the bigger card (which I had formatted FAT32 using TegraExplorer) and when I tried to start up using RCMLoader One, there was a black screen which gradually turned white. However, when I start from PC using fusee-interface-tk-linux, the Switch boots fine with the new 256GB card. The payload in both cases is hekate_ctcaer_5.8.0.bin.

Dragonboot AMS Universal payload (available here on GBATemp) works fine with the RCMLoader, so I have a workaround but I still wonder why the Hekate payload crashes on the FAT32 card and works fine on the exfat?!

I really prefer the convenience of RCMLoader One over the PC or Android apps.