My insurance has a thing where if I do a virtual visit they'll just send me a $100 gift card to Walmart I'm about to sell a company my medical history for $100 lol
My insurance has a thing called, " Nope, we aren't paying for that." that they like to use on us all the time. Then we play the "Ok we will go to some other insurance company." then they miraculously say ok we will pay for that.