Homebrew Homebrew Channel wont display apps

[skyknight]

I've been digging around searching for an answer, and troubleshooting this weird problem...
Searched the forums too, so, I apologize if the answer is here somewhere, but, I could not find it...

Any thoughts would be greatly appreciated.

"Problem SD Card" is a 2 GB Kingston SD Card...I have several, this one is not working with the Homebrew Channel)
Works fine on XP - can, and have, formatted it FAT.
Can copy files to and from it just fine also.
I've tried formatting it, creating just an "apps" folder, with one known, working app, but when I go into the Homebrew Channel, the app(s) is(are) not listed. I get a blank Homebrew Channel with the bubbles.
If I stay in the Homebrew Channel, and swap SD cards, select reload, the HBC will read the apps from my other card.

I've even formatted the problem SD card, copied the apps folder from my working card to the problem card, and the problem card will still not display the apps in the HBC.

This is another really weird thing: If I'm at the Wii System Menu and insert the problem SD card, the Wii recognizes it...I can even run Bannerbomb off the problem card...it's just that the HBC will not read the apps folder.

Any thoughts, I really don't know what else to try?

I'm on 4.1U, cIOS38Rev14, HBC 1.0.3, BootMiiBeta3, Preloader 0.29, cMIOS Rev3, and I have cIOS222 installed.

 

[skyknight]

Found my own answer

HBC doesn't read my SD Card/it's content

Had to format the SD card with an SD Formatter:
SD Formatter