My n2dsxl crashes at seemingly random times and it started just freezing completely, and sometimes trying to open it with a red notification light blinking. Also it crashes randomly recently by just showing a yellow and other times a red light. And it has showed me almost every type of arm 11...
You can buy drm free games / music / ebooks, and if you keep backups of your data (like documents and family photos etc), then you shouldn't lose the game. but with a disk, your toddler could put it in the toaster and there goes your $60