This is quite a complicated situation. I've bought a new 3ds after my old one's charging port and top display broke. The SD card I used for it has lumahacks on it. When inserted into the console, it works fine. However powering on the console with no/any other SD card causes the message "stack...
Somethings maybe, but drives are rated in hours, so most likely many hours already on them. I just don't trust em for data. Maybe a used(renewed) car or something be ok tho.
I dont know why people hate on Starfield, I think its dope. I didn't play it day one, only started it couple weeks ago so maybe they fixed issues with updates already.