I really wish I could help...even when I was using emuNAND (now I'm on an updated sysNAND) I don't think I remember anything like that happening. What sort of 3DS do you have? Is it possible that you're hitting the SD card and jogging it out of place slightly, making the 3DS freak out?(if you're on a New 3DS this is probably not likely). Other than that, if you felt like trying it and have a9lh, you could try running off of sysNAND for a while (it's pretty easy to switch back and forth).
If sysNAND didn't do it than I'd say it's very likely something to do with the SD card as you are thinking...though it's a bit hard to narrow it down from there.
Thanks for the attempted response!
I didn't touch the O3DS so it couldn't have been that I bumped the SD.
Maybe it's a technical bug with Luma? Or, as I said, it might be that sleep mode just stops reading from the SD card after a while and therefore crash on emuNAND.
Ahahaahahahah
