Hello, having just been dropped from my fathers military health insurance, I was looking at individual health care. First place I thought to look was blue cross blue shield. on the website, it has everything listed out. I mainly wanted a bout $2,500 to $5,000 dollar deductible, then for the insurance to help pick up some costs. I would like to pay no more than 20% to 30% of the total costs after deductible. I just want this policy for emergencies only. I have a screen shot here of me on their website, and I have googled around quite a bit. what is coinsurance after deductible? Is that how much I PAY, or how much THEY PAY after deductible??? I get several different answers from googlers and BCBS How do I insert the photo? do I need to put it on a hosted website first? thanks in advance.