Credit Card Fraud

Discussion in 'General Off-Topic Chat' started by jumpman17, Dec 18, 2006.

Dec 18, 2006

Credit Card Fraud by jumpman17 at 1:45 AM (3,847 Views / 0 Likes) 37 replies

  1. jumpman17
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    Former Staff jumpman17 He's a semi-aquatic egg laying mammal of action!

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    Well, I just got a lovely phone call this morning. It was my bank calling me about recent activity on my credit card. They said I had used it 6 times yesterday, 5 times the day before, and 7 the day before that. That's funny considering I had only used it 3 times in the last week. They started reading off all the places it had been used. Admiral Gas, Admiral Gas, Admiral Gas, Admiral Gas, Admiral Gas, Auto Zone, Huck's Food And Gas...the list just went on.

    They said they suspected something because A) why would I need that much gas, and B) I have only ever used my card at 7-Eleven and Speedway. I told them I had never been to Admiral Gas before and they said "That's what I figured". So we went through the list backwards until we found the problem. 4 days ago I had ordered pizza from Pizza Hut over the phone. I gave them my credit card number and had them deliver it to my house. That was at 8:30 PM. The next day, at 11 AM, another Pizza Hut charge came through for $20. Right after that they went across the street to Admiral Gas, then a $1.75 phone call was made, and then more gas purchases.

    We figure someone took my credit card number, went home, made a card, tried it out at Pizza Hut, saw it worked, went across the street, bought some gas...still worked, called some friends, and everyone had a gas fill up on me. The bank froze my card and are sending me a new one with a different number and reversed the charges since they were all still pending.

    The only ones I will have to pay for are the ones where this guy signed on a receipt and then the bank will send me a letter and I have to state that the signature isn't mine, then they can reverse those charges. They advised me to call the cops and hopefully they will do an investigation on Pizza Hut to figure out who it is. I had to leave for work though so I had to wait on calling the cops. Now I just got back from work and the deputy is on his way now. Thank goodness I have a bank that truly cares about their customers.
     


  2. thegame07

    Member thegame07 GBAtemp Psycho!

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    thats a shame how the hell did they get your details:-o
     
  3. adgloride

    Member adgloride Its A Wii Wario

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    Its comes to something when you can't even trust places like pizza hut to employ honest people. With things like that I always try to pay cash, but with shopping on the internet your never safe. Going back a few months ago I tried to draw £500 out of the bank using my credit card. It kept being denyed. I head home thinking all sorts of things like the bank cancelled my credit card or someone robbed my details.

    It took me about 5 minutes to drive back home. As soon as I got in the phone rang and it was an employee of my credit card company saying they suspected someone was using my credit card. Thats great security. Turned out I could only draw £300 out in a day.
     
  4. Shinji

    Member Shinji ҉҉ ҉҉

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    One time, I went to a sit-down restaurant and paid with my credit card and also put the tip on it. Bit mistake. The server gave himself a few extra bucks apparently. I can say i've never eaten there again and always give a cash tip never over $5 bucks thanks to that bastard.
     
  5. Costello

    Administrator Costello Headmaster

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    Yeah your bank is a really good one.

    Now I had pretty much the same problem a few months ago... I discovered that money had been taken from my account by a totally unknown website ( www.riskfreeprofit.com if you've ever heard of it ?)
    the sums were quite large, large enough to worry about (hundreds of € ).

    I emailed different guys at their website but no one ever answered me.
    I told my bank about it and they couldn't do anything apart from disabling my card and sending me a new one.

    So, in the end, I've lost hundreds of €, the guys at riskfreeprofit are happy with my money and there's no way I can get my money back.
    And I don't have the slightest idea how they could have got my credit card details (I'm a very careful guy... I think)
     
  6. jaguares

    Newcomer jaguares Member

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    I say you get some of your homies an pay a visit to the pizza guy. Also, Costello should go and take some revenge on the risk free guys.
     
  7. .TakaM

    Member .TakaM .II

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    wow youve got a good bank.

    my bank is useless, even though Ive been in twice to tell them they need to reverse the fees theyre taking out of my account because it is illegal, theyve said it will be reversed in a few days, but both times they actually do nothing

    I figure I will go in once I have to legally pay the fees, then ask them to reverse the fees when it was illegal just to make it a bit more confusing since theyve fucked me around
     
  8. Saturnplanet5

    Member Saturnplanet5 GBAtemp Advanced Fan

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    I'm guessing a key logger not picked up by your anti spyware programs or they have some sort of page hijacker in a site in which you purchased goods from.
     
  9. nintendofreak

    Member nintendofreak Around. Shoot me a PM.

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    What bank was it by the way? (please say Wells Fargo [​IMG] )
     
  10. Golds

    Member Golds Old Member

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    i had this same thing happen to me
    but I called the corporate owners and they gave me the money he took back.
    what got him caught was that he did it to a party of 20 (for a birthday)
     
  11. thegame07

    Member thegame07 GBAtemp Psycho!

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    well it was on the news a couple months back a bank got caught trowing peoples details out in a bin without shreding them so hundreds oif peoples details are known now
     
  12. Shinji

    Member Shinji ҉҉ ҉҉

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    Thats why I like my credit union. Here in the states, as soon as you mention the word fraud, they'll practically bend over backwards to help you out. I didnt really care about the guy taking more for a tip, it was only a couple $, besides, I decided to short change him cause he wasnt on top of things as far as my glass was concerned. The restaurant wasnt even busy >.>
     
  13. jumpman17
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    Former Staff jumpman17 He's a semi-aquatic egg laying mammal of action!

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    Key Bank
     
  14. CCNaru

    Member CCNaru Warn-free Since 2005

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    Good to hear...I still haven't received my credit card yet. [​IMG]
     
  15. cheesyPOOF5

    Member cheesyPOOF5 GBAtemp Fan

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    PWNED!!!
     
  16. adgloride

    Member adgloride Its A Wii Wario

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    On a few websites I've visited (Not Many) when paying by visa theirs a verified by visa check. I think this feature is optional. As well as inputting all your bank details you need to enter a password as well to verify that your the card holder. All online shops should really have that security.
     
  17. Konamix02

    Member Konamix02 GBAtemp Regular

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    Good thing I'm not old enough to get a credit card.
     
  18. Hooya

    Member Hooya GBAtemp Advanced Maniac

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    I have a Wells Fargo Mastercard left over from when I had an account with them (I've since moved and there are none where I live now). I came into some money about two years ago and decided to get a new TV/DVD/Stereo system. All in all it was about $1500 for the three units (which is a lot for me, and it's good quality stuff that fits my needs in HD, digital, progressive scan, you name it).

    Anyway, I tried to make the purchase online for an in-store pickup at a Circuit City. My card simply refused to work. So I called the 1-800 number on the back to ask what was up. It turns out that the attempted purchase was a "red flag" kind of purchase: all of a sudden, high dollar amount, internet, electronics. So if it were someone else trying to use my card, and likely only get one shot at it, they wouldn't even get that one shot. The CS rep verified that I was the card holder and wanted to make the purchase and she did a sort of pre-approval on the purchase so it would go through.

    A few years prior to that there was a random $40 charge on my debit card (when I still used them as my bank) that turned out to be from a net porn site. They reversed the charge and closed my card, sent me a new card (#), all in the first phone call with the first CS rep I spoke with and for no extra charge.

    So don't be afraid about Wells Fargo. They do good stuff.
     
  19. Hooya

    Member Hooya GBAtemp Advanced Maniac

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    Honestly, you can be very smart about it and build your credit early. Get a student credit card and checking account as soon as you're 18, really. Make sure the limit isn't more than about $1000, which is usually the intro student level credit line, just so you're not tempted to use it too much.

    Make one or two small purchases a month, in person with it (like a bookstore purchase or a video game) and pay it off completely every month.

    By the time you're 25 and are looking at getting a car loan in your own name you'll be really glad you have a good clean established credit history.
     
  20. jumpman17
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    Former Staff jumpman17 He's a semi-aquatic egg laying mammal of action!

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    Well, the deputy got all my information about what happened and he is turning it over to the investigative team. They are going to look at security cameras and match the footage up with when the purchases occur to get a photo of the guy. They are also going to look into how someone got the number from Pizza Hut. They said I'm free to do any research on my own and give them a call and then tell them my case number and they will add it to the file but I should leave Pizza Hut for them to look into. I went to the gas station that the guy made most of the purchases at and asked if you could pay with just a credit card number and the manager said no, the card has to be present. So that means this guy made a fake card.
     

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