It's slightly inconvenient to use CIA's (because of install times though CIA's are still better than .3DS) but if you're gonna pirate because you can't afford games why spend money to play games in the first place
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Why someone who can't afford games spend money trying to pirate? Well here is several reasond why someone would:
1) Where you live: I live in the US now and I can afford to buy games with my job pretty easily, they drop the price pretty quickly and in a year you can get them in a bargain bin at $10, when I was in El Salvador I had a console but I couldn't afford games, 3 year old games still cost like they were recently released and new games wouldn't go below $70USD .. Having in mind that the Minimum wage is $8USD a day! You have to work more than a full week to be able to afford a single game, this is not including taxes of course, can you imagine to work 10 days to pay a single game? You would think it is ridiculous but inflation in other places can screw you pretty bad, of course the living cost is lower but luxuries as new tech and videogames prices still match the US average.
2) Lots of people may be able to afford a console but can't afford to buy a new games all the time, you may not be able to pay the outrageous prices every time but you could save up, buy a console and look for cheap ways to get games running, like going to modchip stores to mod your system or try to hack the system yourself and get some games running without having to break the bank for every game.
You see, this is the same problem with Nintendo's mentality, they think "if you can afford a console you also have the money to buy games" And that my friend may not be the case.
3) The 3DS may be a gift, I didn't have the money to afford games and consoles but in my birthday someone that had the money gave me a PS1, later down the road I got an xbox but it was easier to spend time looking for ways to get a softmode done and pirate games than be an slave just to play a game or two.
I know piracy looks bad, but is a victimless crime in many cases, people argue that is the same as "stealing" because the company loose money every time you pirate a game but if you didn't have the money to buy the game in the first place, where is the money loss coming from?
And here is my question for you my friend, Do you think that you should give up in your hobbies just because you can't afford them? Or look for other ways to get your hobby going?