I personally try never to take on any debt, or at least if I do then I have an extremely solid plan to get rid of it.

Still if you find yourself buried and you can reasonably claw your way out of it then that is good too. Do however keep in mind the option to restructure things and work with them to make life easier (usually at a greater long term cost but if the upfronts are not doing it for you).
Silent_Gunner likes this.
Jul 2, 2020