Legal age is "18", Good or Bad? (Credit Score / Credit History Issues)

Judas18

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As someone who got into a little trouble with a credit card I personally think that the legal age of things like this should be 21. I luckily managed to sort out my credit card problem and it improved my credit rating instead of ruining it. It just shows I got into debt and got out of it quick.
 

WiiCube_2013

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I shall have to look up what it takes to buy a house around here

You're looking to buy a house in UK rather than a country with better food, health, lifestyle and weather?

A ton of Brits decided to move out to other countries, like, Spain and Portugal (mostly Algarve) for a good reason.
 

nando

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I did, two times, without a single issue :unsure:

in the US?

here is a link to thrisfty's website. and you'll find many similar instructions on other rental cars sites.

http://www.thrifty.com/car_rental_information/content/car_rental_with_credit_card.aspx

i'm not saying it can't go smoothly but it's not the same treatment as a regular costumer. credit culture is very bad in the US, i don't think you can really compare your experience to ours. also note that most rental places will run a credit check on you if you don't have a credit card and that will in turn affect your credit score negatively. also in the price you get will be different.
 

raulpica

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in the US?

here is a link to thrisfty's website.
i'm not saying it can't go smoothly but it's not the same treatment as a regular costumer. credit culture is very bad in the US, i don't think you can really compare your experience to ours. also note that most rental places will run a credit check on you if you don't have a credit card and that will in turn affect your credit score negatively. also in the price you get will be different.

http://www.thrifty.com/car_rental_information/content/car_rental_with_credit_card.aspx
Oh no, no, in UK. Yeah, I guess that US is definitely different.
 

FAST6191

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You're looking to buy a house in UK rather than a country with better food, health, lifestyle and weather?

A ton of Brits decided to move out to other countries, like, Spain and Portugal (mostly Algarve) for a good reason.

I would never buy a house; lacking the aggravation involved with house ownership is something I value at far more than some hypothetical loss over renting.

I did look at leaving, and may even still do it (I went on holiday rather than funding an exit, and have not bothered to earn in subsequent years), but you can guarantee it will not be to somewhere hot if I do, not to mention it should have good internet and my friends that now inhabit those places do not have kind words about the local ISPs/internet quality. Mind you I never had a particular problem with the health (I get stitched back together for free and do not so much as have to sign anything) and food wise... well there are enough people from elsewhere that you can get a serious curry, and, like a kid that grew up poor, not knowing anything else I am not trained to seek the fancy food. Lifestyle is something you make yourself from what I have seen and weather... well sun cream is expensive.

Mind you cold, good internet, fans of technology/engineering, appreciation for rock/metal, touching the sea... sorry Nordic countries, I may be coming to ruin your day. Hopefully my dislike of coffee does not cause me to stand out too much.
 

WiiCube_2013

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Life in UK for me sums up like home work and work home whereas if I were somewhere else I'd get more out of it and this for me isn't really that healthy of a lifestyle despite liking my job by 2020 I'm moving out to a different country.

I can't believe that fucking Aldi in UK doesn't sell chips with flavour of jamón/presunto nor Chipicao but they do in PT/ES. God dammit.
 

FAST6191

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The sounds like a bit of grass is greener. I have lived in several places for extended lengths, the general idea seems to be the grass is just a different kind of green. I would agree that nose to the grindstone at all hours is not great, however it is still something of a personal choice really, assuming you are not lumped with several kids of course.

I looked up jamón and presunto... both seem to be words for ham. I will grant that I do not expect to be able to walk into a corner shop and find them every time but Tyrrells, among many others, do ham flavoured crisps, I even quite like them despite not being big on pig meats in general. Chipicao I am not sure about but an image search says they are chocolate filled baked goods, had you said compared to a little village in France then I would have agreed (mind you the average patissier would be worried by some of the small village bakeries I have been to), however this seems to be foil wrapped baked goods so I have to assume the quality is more along the lines of "serviceable to good". At least in the last 5 or so years I have not had troubles finding chocolate stuffed baked goods, depending upon where you are you may have to settle for a pain au chocolate rather than a chocolate croissant though.
 

Gahars

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You're looking to buy a house in UK rather than a country with better food, health, lifestyle and weather?

A ton of Brits decided to move out to other countries, like, Spain and Portugal (mostly Algarve) for a good reason.


Economically speaking, Spain is less stable than a fat man on a unicycle. Probably not the best example to bring up here.
 

WiiCube_2013

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For retired people it's ideal as they can just relax, eat tasty steaks, visit any beaches they desire, go around the country and while at it, take a trip to Andorra and buy themselves some bottles of alcohol 'cause it's so damn cheap they'll be shocked. Now as for the others, as long as they have money or a job they can live off it that way.

Btw, jamón/presunto is way tastier than the ham you'd eat from UK. If you can grab yourself a pack of Ruffles jámon chips (Portuguese stores usually sell it for about £1.80 which I think it's overpriced but there really isn't any other option for cheaper brands) you'll know it instantly.
 

Patxinco

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Economically speaking, Spain is less stable than a fat man on a unicycle. Probably not the best example to bring up here.

I think the spinning is now so bad we have to contemplate whether we now have gyroscopic stabilisation.

We're not that bad xP

We just have bad politicians that pick all of our money from our pockets (see Jordi Pujol last issues ;) ) and then they just make something to hide it (Catalan independence for catalan government, abortion law changes in central government...)

Back on topic, i've never used a credit card, just debit ones, and even with that, never spend a lot, about a year ago, my bank send me a mail that i can have a 6000€ credit whenever i need it with no charges, so i supouse my credit is pretty good ^^
 

FAST6191

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It occurs that I have not spoken to anybody in Spain about the Catalan/Catalonia stuff, I might have to rectify that one. Half of it seems to be some potential historical reason, the other half reminds me of the Cornish independence* stuff (and the old joke "The Cornish independence movement has run out paint, can someone get him a can?").

*to save others a search Cornwall is the county in the very south west of Great Britain, it did have a reasonable level of effective autonomy and there is such a thing as the Cornish language which was/is actually a separate language and not just a dialect as something like Scots English might be.

Anyway I was half trying to force a joke in the previous comment. Mind you I have known a few people that half retired/semi retired, just plain moved over there or spent some time over there (there are some nice motorbike tracks and roads), they do not paint especially rosy pictures of the financial state of things outside the bigger cities.
 

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